Build your Credit with Pre Paid Cards
Having good credit helps not only to obtain a loan, but also to help you rent an appartment, buy a home or even get a job.
Your credit worthiness is important. People who want to do work with you want to know if you are able to pay them in time and if you have been responsible with your other creditors.
But, what if you have fallen in hard times. Maybe through no fault of your own you were not able to pay your bills in time because of loss of a job, illness, etc. Your credit may have suffered.
However now your circunstances changed and want to rebuild your credit. We have compiled a list of cards that have credit reporting features.
Account Now
Their money saving offers give consumers an alternative to “traditional” checking accounts and access to the financial and payment systems, including:
- Debit MasterCard or Prepaid Visa
- FREE Paycheck Direct Deposit
- FREE Online Bill Pay
- FDIC Insured Deposits
They Also include a Free Credit Builder. With AccountNow Online Bill Pay you can demostrate your credit worthiness paying your bills such as rent, cable, utilities, etc.
Everytime you make a payment with online bill pay, they report your bill payment information to a national credit reporting agency.
This feature is Free when you Activate your account now bill payment feature.
100% Guaranteed Approval Debit MasterCard
Rush Card
They give consumers an alternative to checking accounts and access to convenient money management tools, including:
- FREE Credit Builder
- Online Bill Pay
- FREE Paycheck, Benefits check, Tax refund Direct Deposit
- FREE Account Text Alerts
- FREE Interactive Money Management Interface
Bad Credit? No Credit? Get a Prepaid Visa RushCard
Horizon Gold
They Offer:
- Reports to Major Bureau
- Guaranteed 500 Unsecured Credit Limit
- Guaranteed Approval
- No Credit Check
- Fast Online Application
- No Employment Check
Want a $500.00 credit card? Guaranteed Instant Approval. Bad credit accepted. Reports to a major credit bureau. Apply Today!
Skip the Bank and Get a Loan!
Do you know about the lending club?
The Lending Club is an online financial community that brings together borrowers and lenders. Their mission is to create al alternative to banks that offers borrowers a great rate introducing borrowers to lenders via the internet.
Peer-to-peer lending is not new, but the Lending club is one of the main innovators in this area. Borrowers hurt by the credit squeeze can turn to peer lending to find financing from investors looking to lend.
You can use the lending club to pay off credit card debt, look for an alternative to banks for business funds, find a lender for a micro loan, etc.
How to start:
The application process is easy,
A) Apply for a Loan Online in minutes
B) Get funds in a few days
C) Make Fixed monthly payments
They are commited to be more competitive than a regular bank by reducing the cost and complexity of bank lending
The online process is fast and easy, you can apply in minutes and get an instant rate quote
Members are using these loans for:
Loan Consolidation
Paying off Credit Cards
Car or Vehicle loans
Unsecured Loan
Home Improvement
Business Loans
Special Events
Green Loans, green home renovations, installing solar panels, etc.
Other Personal Loans, wedding, extra expenses, elective surgery, vacation, and much more,
You can borrow up to $35,000 at a lower rate than the bank typically offers.
Start today for a Personal Loan or a Low Interest Loan
*information based on Lending Club website on 4/13/2010
Car Loans – Demystified
photo credit: The Pug Father
Buying a new car can be a time of great anticipation…until you try to get a car loan. There are so many fees, interest choices and time lengths that you can easily get fed up and decide not to buy a car at all! If you invest a little time learning the mysteries behind car loans you will find it’s not such a confusing subject at all. Below are some helpful tips that will help you understand the ins and outs of car loans in no time.
How much can I borrow? Read more
Big Savings To Be Had By Comparing Car Loans
There are an increasing number of new cars on the road every year and as a result the second hand market is also expanding. Many people now change their car regularly, so the car finance industry is now huge and can be confusing. When you start looking at cars, whether used or brand new, you should also think about how you will finance your purchase. The key to finding car finance appropriate for your circumstances is to do your research thoroughly and shop around. While it may seem easier to accept the car loan offer from the dealer, this may not be the best option. It is best to make sure you get a written quote from the dealer then you can then look at other sources, such as internet companies, for competitive deals. When comparing loan offers check that you are looking at similar loan products. Headline interest rate or monthly repayment figures do not always tell the whole story when it comes to getting a loan. Read more
